TERMS AND CONDITIONS

Effective Date: January 1, 2025  Welcome to The True Plan (“we,” “us,” or “our”). By using our website and services, you agree to the following Terms and Conditions (“Terms”). Please read them carefully. 

1. Services Provided: The True Plan operates a platform that connects individuals with licensed insurance agents and marketing partners who offer Affordable Care Act (ACA) health insurance and related coverage options. We do not directly sell insurance products. 

2. Consent to Contact By submitting your information through our website, you expressly authorize The True Plan, licensed agents, and marketing partners to contact you at the phone number and email address you provided. You consent to receive calls, text messages, voicemails, and emails using automated systems, including auto-dialers and prerecorded messages, even if your number is listed on federal, state, or corporate Do-Not-Call registries. Providing consent is not required to make a purchase. 

3. Trusted Form Certification We capture and store your consent using Trusted Form technology. This provides independent proof of your opt-in, including timestamp, IP address, and page URL for compliance verification. 

4. No Guarantee of Services The True Plan helps connect consumers to licensed agents but cannot guarantee that coverage will be offered or that your application will be accepted by an insurer. 

5. Website Use Restrictions You agree to use our website only for lawful purposes. Unauthorized access, data scraping, or misuse of our platform is strictly prohibited. 

6. Third-Party Links Our site may contain links to third-party websites. We are not responsible for the content, policies, or practices of these external sites. 

7. Limitation of Liability To the fullest extent allowed by law, The True Plan is not liable for any indirect, incidental, consequential, or punitive damages resulting from your use of our services or site. 

8. Changes to Terms We reserve the right to update these terms at any time. Changes are effective immediately upon posting. We encourage you to review the terms regularly.

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